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File #: 25-3426    Name: Stop Loss Insurance
Type: Resolution Status: Approved
In control: City Council Regular Meeting
On agenda: 12/2/2025 Final action: 12/2/2025
Title: Consider/Discuss/Act on a Resolution Authorizing the City Manager to Execute a Contract with Stealth Partner Group, LLC of Scottsdale, AZ to Provide Stop Loss Insurance
Attachments: 1. Resolution, 2. Scoring Summary

Title

Consider/Discuss/Act on a Resolution Authorizing the City Manager to Execute a Contract with Stealth Partner Group, LLC of Scottsdale, AZ to Provide Stop Loss Insurance

Summary

COUNCIL GOAL:                     Operational Excellence

(2.1: Balance available resources to accommodate the  growth and maintenance needs of the city.)

 

                     Financially Sound Government

                     (4.4: Create financial plans for future growth as well as future maintenance.)

 

MEETING DATE:                     December 2, 2025

DEPARTMENT:                      Human Resources

                                                               Procurement Services

 

CONTACT:                                            Jim Parrish, Director of Human Resources

                                                               Sheryl Williams, Human Resources Manager

                                                               Sean Fu, Buyer II

 

RECOMMENDED CITY COUNCIL ACTION:                     

                     Approval of Resolution

ITEM SUMMARY: 

                     This Resolution authorizes the City Manager to enter into a contract with Stealth Partner Group, LLC for Stop Loss Insurance.

BACKGROUND INFORMATION: 

                     The City issued a Request for Proposals, 26-01RFP for Stop Loss Insurance on September 5, 2025.

o                     Advertised in McKinney Courier Gazette

o                     Posted on McKinney TV

o                     56 matching eBid Supplier Notifications, including 0 Historically Underutilized Business (HUB) suppliers

                     Of the 56 supplier notifications, three (3) proposals were received on October 9, 2025.

                     An evaluation committee comprised of staff from Human Resources and Procurement Services reviewed and scored the proposals based on the following criteria:

o                     30 Points - Cost

o                     20 Points - Cost Containment/Innovative Solutions

o                     20 Points - Population Health Management Programs

o                     10 Points - Claims Processing

o                     10 Points - Integrated Systems/Technology Initiative

o                     10 Points - Communications

                     Based on the results of the evaluated proposals, the evaluation committee, along with HUB International the City’s benefits consultant, is recommending award and execution of contract with the top-ranked respondent, Stealth Partner Group, LLC to provide Stop Loss Insurance.

                     The current specific individual stop loss deductible is $200,000. The new individual stop loss deductible will be $225,000 and this will result in a total savings of $706,433.

                     The resulting negotiated contract, in the estimated amount of $2,724,199.00 for Specific Premium and $79,381.00 for Aggregate Premium per year and shall commence on January 1, 2026 and continue for a period of one (1) year with an option for four (4) one-year renewals.

FINANCIAL SUMMARY: 

                     Funding is available in account 015-2110-413-8575. 

BOARD OR COMMISSION RECOMMENDATION:

                     N/A