Title
Building Inspections ISO Ratings for 2025
Summary
COUNCIL GOAL: Safe & Secure Community
(6.4: Pursue and maintain the highest Insurance Service Office (ISO) fire and building protection classification)
MEETING DATE: April 15, 2025
DEPARTMENT: Development Services / Building Inspections
CONTACT: Suzanne Arnold, Chief Building Official
ITEM SUMMARY:
• ISO rates Building Inspections Departments on their strength of building code enforcement to ensure resilient communities. Ratings are on a scale of 1 to 10, with 1 being the best. McKinney’s 2025 ratings are 2 for commercial construction and 2 for residential constructions. These ratings improved by two and three points, respectively, since the last assessment in 2019, placing McKinney Building Inspections in the top 2% in Texas.
BACKGROUND INFORMATION:
• ISO rates Building Inspection departments approximately every 4 years using the Building Code Effectiveness Grading Schedule (BCEGS).
• ISO ratings provide advisory information to insurance companies to help establish property insurance rates for the community.
• Quality buildings resist forces of nature and may slow the spread of fire, reducing losses and insurance claims.
• Departments are rated separately for commercial and residential building code enforcement.
• Criteria includes training, employee credentials, adopted codes, certification policies and procedures, and strength of leadership.
• McKinney’s ratings in 2019 were 4 for commercial and 5 for residential. This year’s improvement in each category is a significant accomplishment that speaks to the quality of staff and services
FINANCIAL SUMMARY:
• No financial impact
BOARD OR COMMISSION RECOMMENDATION:
• N/A